Term Life Insurance
Temporary life insurance that covers the insured person for a certain period of time, or “term” that is specified in the policy.
Consider Term Life Insurance if:
You need life insurance for a specific period of time
Term life insurance enables you to match the length of the term policy to the length of the need. For example, if you have young children and want to ensure that there will be funds to pay for their college education, you might buy 20-year term life insurance. Or if you want the insurance to repay a debt that will be paid off in a specified time period, buy a term policy for that period.
You need a large amount of life insurance but have a limited budget
Term life insurance enables you to match the length of the term policy to the length of the need. For example, if you have young children and want to ensure that there will be funds to pay for their college education, you might buy 20-year term life insurance.
Why choose American Fidelity?
We’ve been dedicated to the security and safety of American families, generation after generation.
Traditional Life Insurance
3rd Generation Family Business
We know what it means to protect your family. We protect the future generations of Americans.
Appreciation for Our Military
We’ve been insuring the highest-at-risk members of our military since 1956.
Safe & Secure
Our approach is to grow slow & grow steady. Other companies get over their skis and go upside down financially. We are a very financially healthy business that will be here for generations to come.
What You Can Expect from American Fidelity
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Quick Answers to Common Life Insurance Questions
Who can apply for coverage?
Generally healthy people between the ages of 20 – 50 years of age can apply for this term policy. You may not be eligible for the policy if you have cancer, heart conditions, or other life-threatening medical conditions or lifestyle habits.
How much does life insurance cost with American Fidelity?
Policies start at $9 per month. The exact amount you pay each month (your premium) is determined by your choices in the coverage amount and length of term, as well as your age, health, and lifestyle choices.
Do you cover civilians as well as military members?
We sure do! American Fidelity has a long history protecting our military members and their families, but this term policy can be purchased by both military & civilians.
Will you be around in 20 years?
Absolutely. American Fidelity is one of the oldest and most financially stable insurance carriers in the country. We take pride in being a 3rd generation family business that protects Americans and their loved ones.
Will my premium change over time?
No. With our 5, 10, and 20-year term policies you will be charged the same amount every month for the duration of your policy. Rates are subject to change only upon policy renewal, based on your age & insurability at that time.
Can I cancel at any time?
Yes. We don’t advise canceling your policy because your coverage will lapse, but if you cancel within the first 30 days, then we will issue you a full refund. If you cancel after the initial 30 days, then we’ll simply stop charging you.
